Commercial debt placement
Institutional-grade debt solutions, built for brokers
Midwestern Financial Solutions places structured debt from $2M to $1B+, plus Business Purpose HELOCs from $50K. Every file is underwritten in-house and matched to the lenders most likely to close it.
Who we are
We bridge the gap between main street and Wall Street capital.
Every deal we take in is underwritten in-house and matched with the right lenders — not blasted out to dozens of funds.
Our difference is precision. Using a combination of institutional underwriting standards and AI-driven lender matching, we identify the three capital providers most likely to close your deal. This saves brokers and clients time, reduces friction, and results in some of the highest placement rates in the industry.
Our process in depth →Core programs snapshot
Where our capital goes
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Why brokers choose us
Precision over shotgun submissions
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Ready to close more deals?
Join 200+ brokers already working with Midwestern Financial Solutions. Send a scenario and we will come back to you within 48 hours.
Our process
Our part takes days. Term sheets average two weeks.
We do not place by volume. Each file is underwritten in-house before it reaches a capital provider, which is why our placement rates sit at the top of the industry. Funds take longer to underwrite than we do, and we tell you that up front.
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Two weeks from first intake to term sheets. Our three days, plus the fund's underwriting.
Underwriting standards
What we need to give you a real answer.
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Our core programs
Four programs. Clear minimums.
Structured debt starts at $2M. The Business Purpose HELOC is our smallest and fastest program, starting at $50K.
Not sure which program fits? Email us the scenario.
Email UsProgram directory
Sizes, timelines and fit at a glance
Terms below are indicative. Send a scenario and we will confirm structure, pricing and the specific lenders we would take it to.
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Minimum transaction size is $2M across every program except the Business Purpose HELOC. Single-property DSCR loans are no longer placed, though DSCR portfolios above $2M are still welcome.
Business purpose HELOC
Approvals in five minutes. Closings in five days.
Funding from $50K to $750K with a 5-day closing and rates starting at 7%. Personal and business income are both used, terms run up to 30 years, and investment properties, duplexes and condos are allowed. The only program below our $2M minimum.
Email Us About a HELOCProgram terms
Credit and eligibility
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Brokers may charge their own professional service fee or receive 1 point from Midwestern, not both.
How to submit
Two ways to get a file in
Provide your Midwestern representative with an application containing the required information, either way below.
Submit the BPHELOC application
Complete the provided application and send it to your representative.
Or call with the borrower on the line
Call Midwestern with the borrower on the phone so we can record the application process and credit authorization.
Program availability
Eligible in 33 jurisdictions. Georgia, Hawaii and Vermont are paused and may come back online. LLC-held properties carry state-dependent requirements.
Private placement
Structured debt placed directly with institutions
$5M to $1B+ placements with banks, life companies, credit funds and international institutions across the U.S., Canada, NATO and Commonwealth markets. We take a mandate, build the package, and run a controlled process to a short list of providers.
Capital types we access
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Bring us a mandate
Send the sponsor, the asset, the ask and the use of proceeds. We confirm within 48 hours whether we can place it and who we would take it to.
Or reach us at (321) 607-7348
Email UsWhat we don't do
Knowing our lane saves everyone time
At Midwestern Financial Solutions, we focus exclusively on structured debt solutions. To save time for our brokers and clients, we do not place the following types of transactions.
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Important note
Two things we do that are easy to assume we don't.
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Partner with Midwestern
Keep your client. We place the debt.
Competitive referral fees, no hidden costs, full support through closing. You stay the relationship; we handle underwriting and lender selection.
What partners get
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Request A Referral Agreement
Success! We will be contacting you shortly.
Your referral agreement request is with our team.
Better yet, give us a call!
We love to hear from our Referral Partners and clients!
Hours
How a referral works
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Legal
Privacy Policy
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12. Contact Us
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Legal
Terms of Service
Last Updated: December 2025
Welcome to Midwestern Financial Solutions (“Company,” “we,” “our,” or “us”). These Terms of Service (“Terms”) govern your access to and use of our website located at midwesternfinancialsolutions.com (the “Site”), and any services, communications, or tools we provide (collectively, the “Services”).
By accessing or using our Site or Services, you agree to be bound by these Terms. If you do not agree, please do not access or use our Site.
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12. Contact Us